跪求有关金融危机对人们生活的影响的英文论文.200字左右

优质解答

Many people think that the financial crisis is very far away from us,this is not the case,the financial crisis of our lives in many tangible impact:

One or more enterprises will wind up.In particular,some foreign trade enterprises by foreign financial crisis,the export losses,the time when companies are insolvent,it will collapse,and enterprises have closed down and people will naturally be affected.

Second,corporate layoffs.Enterprise business and will think of ways to reduce costs,reduce production,will be seen it fit to lay off its staff,and a family if a member is laid off,this will affect family life.

Third,more and more difficult to find work.Enterprises are closed down,in the lay-offs,where new employees will think ah?Therefore,college graduates will find jobs more difficult,if not to the rural areas to farm on it!

Fourth,wages should not even think about a further increase.In the global financial crisis,the pay rise will gradually become a very difficult thing,your wages may be reduced,less and less money or even a think.So if you pay by the consumer groups would be necessary to pay attention to the reduction in expenditure.

Fifth,business is slack in all the money is Po.Including investment,consumption,trade will be cold.People will become more and more attention to cash.Cash will become increasingly valuable,money will become more and more think it is money.

Sixth,commodity prices will fall.With the reduced demand for all kinds of commodity prices to fall,Do not want to buy a house,it was estimated that the domestic price of a house in the next one to three years time will be lost around 50%.

Seven other purse"burn bag." Even if you are rich,even if you are wealthy,but also do not "burn bag",and not to "fight the rich",and do not "cool",or the good old days of bitterness as a better life!

Eight,"living within our means" for the trick.A "United States Granny" and a "Granny China" almost everyone knows the story.And guide the media played up,so many Chinese people,especially the younger generation,are now envious of the Americans "cool wave" of consumption patterns,consumption loans,advance the concept of consumption is almost the people,"card slave","Slave Housing," "Cart slave," a large number.It is these "slaves" have the time to reflect on!

9,the stock market should not even think about easy release.The stock market has shrunk a lot,think of the stock market had hopes of gold,and even institutions,what we these retail?Only when it is put into these stock market's money to support the national construction of it!

10,the poor the most difficult days.There are a lot of poor people in China,in this financial crisis comes,the day would have stretched even more difficult,the good news we have had past experiences of bitterness,good government is concerned about vulnerable groups,so quite a Ting will be passed.

其他类似问题

问题1：跪求一遍次贷危机（金融危机）对中国影响的英文论文（3000 字左右）[英语科目]

The subprime crisis to China's influence how, no one can give a definite answer. Because the answer to this question, still must clear two problems: one is the subprime crisis has seen the development of itself, Second is the subprime crisis, which mainly through channels, and affects the Chinese economy has what effect. This article attempts from the two aspects of the subprime crisis to specific analysis of the impact of China, and puts forward some corresponding measures.

A, the subprime crisis has not really see bottom

There is every indication of the subprime crisis, now still in development process, is far from over.

(a) as the subprime crisis, the American real estate prices eventually source not stabilises

Only when the subprime crisis as the fuse is the direct real estate prices eventually stabilises, real estate equity problems to provide support for mortgage-backed securities, the crisis will end. Real estate prices stabilises will eventually eliminate uncertainty, because the market is expected loss will no longer, but known, main source will be eliminated. When the credit market and capital market financing function will slowly back to normal, and the financial system to achieve stability.

But so far, far from American house prices of stabilising the trend. In the fourth quarter of 2007 housing purchase price OFHEO drop two consecutive quarters, and compared by expanding. The fourth quarter of the 50 states in 49 states have appeared name in house prices, suggesting that prices nationwide weakness. According to the Case - Shiller index, since 2000 to housing adjustment of 2006 mid-term, before 10 cities 126.3% price has risen, and adjust range is only by 11.4 per cent. Worse housing supply and demand gap still at high level (see chart 1), stock prices caused by high downward pressure to drop further price, so the space is large. From the historical experience, American post-war average price adjustment of five times for 15%, the biggest market is more than 20%, the prices are expected to average adjustment should be more than history. Us house prices to by the end of 2009 will hit bottom, when prices than in the second quarter of 2006, the peak level at least 20 percent decline.

(2) the subprime crisis caused loss continues

Participate in subprime-related products investment is the main global financial institutions, thus to calculate the subprime losses caused by the direct method is to calculate the amount of loss of financial institutions. But because the subprime mortgage and structured investment products related derivatives of loss depends on the overall prices. Because of falling home prices, and the prediction by subprime and related products, as well as the complex pack for damage estimates range, which are not unified opinions, so it is difficult to losses caused by the subprime crisis is an accurate estimate. To be sure, but now the global financial institutions have plan about 900 billion dollars in subprime losses. As prices continue to fall, and the subprime defaults, the rise of the investment amount of subprime provisions. 12 bulge-bracket major financial institutions to subprime dial forehead already prepared from November 2007 estimated at $24 billion to $750. For global financial market and in the subprime crisis in the amount of damage estimates in increasing. The newest estimate about 50 billion dollars, well above the fed initially estimated 10 million, but this is not the highest estimate (see chart 1).

(3) by the subprime crisis triggered global capital market will continue to adjust

Subprime crisis, the influence of the global capital markets were significantly unrest. Since the middle of 2007 the U.S. subprime mortgage crisis erupted after the main index, global market appeared by more than 20% (see chart 2). But the southeast Asian financial crisis and the new economic bubble burst and the crisis in the global capital market adjustment range is still limited, the future market still have further adjustment of space.

As in the southeast Asian financial crisis in 1997, as the storm center of east Asia countries, including severe losses of capital market is the most serious loss of Kuala Lumpur index fell by nearly 80%, Hong Kong's hang seng index fell 48% in Jakarta, Indonesia, Malaysia, 54 index fell in Kuala Lumpur index fell 79%.

To compare the new economic bubbles in the stock market. In the 1990s dotcom stocks after the failure of traditional theories of prosperity, constantly nasdaq market experience one and a half years of decline, fell by nearly 80 percent. Asia-pacific markets hit also appeared above 30% drop.

But since the outbreak of the subprime crisis, the dow Jones industrial average adjustment range 19.41% only, the nasdaq index adjustment range 24.68% only. As a source of crisis of America's capital markets adjustment range is far less than asia-pacific capital market. Compared with the previous crisis, as the biggest influence by the market, the crisis of its adjustment range should not place, the future with subprime losses sustained exposure, America and global stock markets will continue to adjust.

(4) American recession possibility is further intensified

A series of bad data and the deterioration of credit market that America's economy is step by step to slip into recession. The real estate market and the financial turmoil to deep tone negative impact on the economy more and more widely, also in deepening. This will lead to consumers and investors' confidence, probably expected self-realization through the economy into recession. At the same time, because of the global economy and the U.S. financial markets remains profound influence. Will an American recession drag the world economy as the main risk decline. And because the price adjustment is a lengthy process, American consumer and GDP of recovery will also relatively slowly. The subprime market generally expected to led the American economy into a "U" shaped into recession. We believe, even in the subprime crisis to financial institutions to damage the bottom, the U.S. economy will resume normal growth needs at least 2 years of time.

Second, the subprime crisis through three channels to affect China's economy

(a) the subprime crisis, one of China's import and export trade channels:

1, the subprime crisis caused by the world economic slowdown will lead China's external demand dropped significantly, export big challenge

Subprime crisis of the U.S. economy last year, in the fourth quarter, its temperature has significant manufacturing, housing and employment and consumption are in weakness. American economy cooling and the subprime crisis, also began to slow the growth of the world economy. The international monetary fund to cut its to the United States this year and the world economic growth forecasts. Meanwhile, the fed continued to slash rates of economic behavior to save $also accelerated depreciation. The slowdown in the us economy and the dollar action, will give our export growth brings great challenges. Our latest empirical studies show that if imports from the United States, China export will be 10% drop down, If a 10% appreciation of RMB exchange rate, China export will decline 7%, But if the exchange rate appreciation for 20%, China export will decline 10.5%. Do drop for China's sustained economic growth pose a challenge.

2 and export under the big challenge, should see some positive changes

First, the export of economic growth rate dropped to China's economic development mode change. Although this may export growth for inner and outer environment and decline, but domestic consumption and investment of steady growth in exports to compensate the adverse effect of long-term development, our country's economy will not be too big effect. But, exports to GDP growth rate of decline in some extent can change the original excessive dependence on China's economic growth of economy, make domestic economic growth from the original economy to push for change, the domestic drive economic development mode change is a good thing.

Second, the changes in the structure of export trade in China to America's economy to reduce dependence, also reduced sharply American economy into recession negative influence on the economic growth in China. Due to the continued appreciation in the yuan against the dollar and the euro's continuing decline in exports, foreign trade structure has changed a lot. The European Union has replaced the United States as in 07 years China's largest trading partner in the eu, and trade surplus also gradually replacing trade surplus with America, become the main source of trade surplus. In 2007, the year of the foreign trade in China than the share of ascension, and the corresponding 0.5%, America and Japan's trade shares fell one percent and 0.9 percentage points. Due to the present to the European Union trade growth of trade growth more than doubled in the future, the trade will continue to dramatically trade. Beauty, The weak us economy caused by external demand on China's export sector cold will reduce the negative impact.

(2) the subprime crisis affect China's psychological and expected no.2: channel

The subprime crisis affect China's second channel is affected by the consumers and investors expected to affect the psychology and the stability of China's financial market. We from two aspects of the banking sector and capital market analysis to the subprime mortgage crisis through psychological and expected channels of financial market in China.

1, China banking in subprime losses in smaller is one-time directly

The subprime crisis of the Chinese banking industry is not big, directly affected market.covering subprime-related products of domestic Banks, with the three icbc construction, according to the information disclosed publicly, as at December 31, 2007, the three Banks subprime-related holdings of the face value of the assets 49.90 billion respectively, 12.26 billion dollars, 10.62 billion (three quarterly data). The amount and the three Banks of total assets and total capital is not higher than (see chart 3). By holding subprime products in most cases. Among all the subprime holdings related assets be converted into renminbi is about 364.54 billion yuan. And among the after-tax profits for 2007 560.29 billion yuan, even among subprime-related products all losses in its annual performance also won't appear losses. But icbc and CCB for subprime product is small, even more investment proportion of full provision will not affect its 2007 pre-tax profits of 8%. Overall, the domestic banking investments overseas subprime products limited, and the amount of no use leverage, therefore, the loss is completely in can withstand range. But so far the subprime crisis to hold the subprime assets of commercial Banks, the influence is one-time has sunk costs, does not belong to the future of the business activities of the influence. Too much

2, the subprime crisis influence on Chinese financial investment investor confidence

When many financial institutions for the subprime crisis, consumers in the faith of financial institutions, it will blow can affect whole financial business environment. For overseas agencies of the commercial Banks, the effect may be more obvious. The duration of the subprime crisis in China is longer, the influence of financial management environment. In addition, the subprime crisis to investor confidence. Due to financial institutions in the subprime crisis, its stocks become seriously damaged the massive funds. But foreign financial prices sharply nature would undermine domestic investors to financial holdings confidence. Although China's financial institutions in the subprime losses rather small, but directly in the recent stock market of our country, the adjustment process as the a-share market weight of the largest financial sector has been leading the market adjusting range can tell the future financial investors for lack of confidence. Three holding subprime assets bank stock recently appeared around 40 per cent drop in the fall, H shares more than 45%, (see table 4).

China's capital market, subprime crisis happened concussion

Capital market is a market, market confidence and psychological. Therefore, the negative expectations may even through the capital market "herding effect" further amplification. This phenomenon in the subprime crisis in further proved. Although China's stock market is still a relatively close, but the market with the increasingly strengthen international capital flows, the international capital market in China stock market fluctuations of linkage effect and psychological effects may be further increased. Due to the subprime mortgage crisis in the market of China's economic future growth, plus the confidence in China's capital markets, the rises also exist within the required technical adjustment. When the subprime crisis triggered global market turmoil, China is not only to survive and even become the biggest market worldwide decline. The Shanghai composite index, the highest since last November, 6124.04 point to March 20, 2008 3516.33 point of recent lows, 42.58% rate adjustment. Earlier in the biggest drop in Hong Kong's hang seng index was close to 40 percent. China's capital market adjustment range than developed countries and worldwide market average range, it also shows that, the subprime crisis of confidence in China's economy through channels effect may be far outweigh its actual effect of economic entity. But as the subprime losses on exposure period, entering international capital markets to the shocks of a-share market may be more frequent.

还有一半,要的话就M我

问题2：未来生活 英文作文 80词求一篇关于未来生活的英文作文,大概80词左右,人们的生活有哪些变化,[英语科目]

Life in the future

nobody can tell what would be the life like after one hundred years or,at least the ordinary people like us can not do that.however from level of development of today's technology and science,one thing that everyone can be sure about is that life of future will definitely be much more easy and convenient than the life of today(provided only if the environmental issues do not get worse).moreover,many new stuff will be created or rather i should use the word invented in order to satisfy the needs of people of our future generations.with these new creations ,inventions and technologies,things like travelling on the moon or some other planets for vacation with our families,which would only happen in our dreams at present age will possibly become true in one hundred years time.what is more,those new creations may also allow the scientist of that time to not only carry out their researches on land but in the deep blue occean as well,what i mean is that they could live under the sea and do their study just like how they did it on the land for as long as they want.people could almost do anything they like without leaving their houses,they could just simply make some click on the keyboard to satisify their every needs like shopping and body check-up.and parents of the time do not need to worry about the education problems of their children because internet could provide everything they need and want to learn about.by that time,maids or servants will no longer be needed as robot would have replaced them to be the 'mechanical housework expert' of the new era.

你精简下就OK啦

问题3：一篇关于健康生活的英文作文,50字左右[英语科目]

With the development of economy and society,the quality of our life has improved and the pace of the mordern life becomes faster and faster. People begin to realise the importance of having a healthy life. It is so impotant that everyone should pay enough attention to it. To begin with, we should take some exercise every week regularly. Only having a strong body can we enjoy our happy life.

Moreover,we should have an optimistic attitude towards our life and our work.

All in all, I cherish a belief that if we treat our life seriously, our life will be more meaningful and colourful.

问题4：求英语高手介绍自己的初中生活的英文作文100字!一定要初中水平以上的![英语科目]

I have the same routine from Monday to Friday.I usually get up at five fifty.Then I have breakfast.At six thirty,I go to school.I don’t ride a bike.I go to school on foot.I have five lessons in the morning.I do morning exercises with my classmates after the second lesson.At eleven thirty,I go home for lunch.In the afternoon,I have three lessons.After class,we often have sports in the playground.At five,I go home.After supper,I do my homework.At about ten,I go to bed.I am happy every day

问题5：求我的大学生活英文作文80字就好,[英语科目]

My Campus Life

我的大学生活

My campus life is rich and colorful.

我的大学生活是丰富多彩的.

I go to attend class everyday morning excluding

除了周末,我每天早上去上课.

weekend,in class i study and discuss all kinds of

在课堂上我学习各种只是,

knowledge with my teacher and my classmates.

并和我的老师和同学讨论问题.

After the class, ofen i go to play basketball

下课以后,通常我和我的朋友去打篮球或者羽毛球.

or badminton with my friends.In the evening,i have two hours for study by

晚上,我先去上两个消失的自习,

oneself in scheduled time, and then go back to my

然后回到侵蚀上网.

dormitory and surf on the internet.At the weekend,i take part in some part-time jobs

周末,我经常参加一些兼职工作,

and go to the Einglish Corner sometimes.

有时候去参加英语角.

All in all,my campus life is beatiful and substantial

My Campus Life

youth is a beautiful word to our teenagers.youth is the most memorable period of our life.now,i am 20 years old and i am studying in XXX university.i found that the school life is happy and enjoyable.i make lots of friends on school campus,and the teachers in our school are kind and they impart knowledge to us.i study hard at school and try to get good marks in the class,because i want to be a useful person for the society in the future and to fulfill my dreams.Sometimes I prefer to stay alone, reading and listening to the music, but I am not lonely, for I like to chat with my classmates about almost everything.my favourite sports is playing volleyball,i like to play volleyball with my friends.i enjoy the time at school,that will be the most memorable period of my life.

我的大学生活

青春对于我们青少年来说是一个美丽的词语,青春是我们一生中最值得回忆的时代.我今年20岁,在一间大学上学.我觉得学校的生活是开心的是充满喜悦的.在校园里我交了很多的朋友,学校里的老师都很和善,他们传授知识给我们.在学校,我很努力地学习争取好成绩,因为我希望以后我可以成为一个对社会有用的人和实现我自己的梦想.有时,我喜欢一个人看看书听听音乐,但是我并不觉得孤单,因为我喜欢跟班上的同学一起聊天.打排球是我喜欢的运动,我喜欢跟我的朋友一起打排球.我享受学校里的时间,那将会是我一生中最值得回忆的时光

My very best of college life.

More than 6:30, I got up, brushing their teeth, wash your face, as early as training. 8:00 to start the day I prefer the course curriculum is in English 20:30 every day to go to bed the Two days each week's rest day, on weekends when I would play basketball with friends. This is my college life

我的大学生活非常精彩.

我6点半多就起床了,刷牙、洗脸、 早锻炼. 8点开始一天的课程 我比较喜欢课程是英语 每天晚上八点半上床睡觉了 每个星期有2天的休息日,在周末的时候我会和朋友玩蓝球.这就是我的大学生活

College life As a sophomore, I feel that the time flies. You may consider that college life is boring. As we don’t know how to deal with the plenty of spare time. But I define the college life will become wonderful . Frist, I am a girl who like freedom. In my college life, I can play computer very late, Whitout worrying my parents asking me to go to bed at the midnight. Second, I like rock'n'roll, I can play the music very loudly in my dorm. On the contrary , my mother will be angry when I listen to the music in my home. And then , You can join a lot of associations and University Student Councils In our college, It is a training for collegers. I join in atheneum with a lot of lovely girls, so we chat very happy. As we held several parties, I felt very successful and seeing everyone united, I was very glad and deeply moved . Another , I am absorbed grand library, school buildings and wide playground. Our campus obtains beautiful environment and good atmosphere to study . My school’s library has a lot of different books and magazines. Every weekend , a lot of students can go to library to read the books. Otherwise ,our school have a lot of foreign teachers, In you free time, you can go to the PETER HOLL and visit the foreign teachers. Through conversation with foreign teachers it practise your English. In your spare time, you can play basketball, pingpang and so on. Doing sports is very interesting and good for your health. In fact, you can do anything which you are interested in. In a word,college life is wonderful!

作为大学二年级的大学生活我觉得光阴.您可以考虑大学生活很无聊.因为不知道如何处理大量空闲的时间.但我定义学院生活将变得很精彩.我喜欢自由的女孩的 Frist,.我的大学生活中我可以玩电脑很晚的才没有爱情担心我的父母问我在半夜去睡觉.第二,我喜欢摇滚乐 ' 辊,我可以播放的音乐很大声地在我的宿舍里.与此相反我妈妈会生气时我的家在听音乐.,然后,您可以在其中加入大量的协会和大学学生会在我们 college,它是为专业性的培训.我参加雅典与很多可爱的女生所以我们聊天很高兴.我们举行了几个缔约方觉得非常成功,看到大家团结,我是很高兴和深深感动.另一个,我是吸收大图书馆、 学校建筑和宽的操场.我们的校园获得环境优美和研究的良好氛围.我的学校图书馆有很多不同的书籍和杂志.每个的周末很多学生可以去读书籍的图书馆.否则为我们学校有很多外籍教师,在您释放时间,可以去彼得 · 霍尔和访问外籍教师.通过与外籍教师的谈话,它练习英语.在你的闲暇时间你可以打篮球,乒乓球等.做体育是很有趣的和好对你的健康.事实上,你可以做任何你感兴趣的事情.在 word 的大学生活是美好的 !

Be escaping from for four years of parents, in the university life, I mastered independence, mastered to undertake a responsibility and mastered how to is harmonious with others to get along with.Arrive at university, I just real realize the real meaning of life.Far apart of eights are stranger, because"university" two words walked to together, becoming one of my new house.Everyone eat, lives together together, study together, common amusement.We become a friend from the stranger, at the university stage, I feel the biggest results is to attend many extracurricular activities and social fulfillment.This not only make my university life abundant colorful, and raised my comprehensive character.

在脱离了父母的四年大学生活中,我学会了独立、学会了承担责任、学会了如何与他人融洽相处.来到大学,我才真正体会到生活的真正含义.天南地北的八个陌生人,因为“大学”两个字走到了一起,形成了我的一个新家.大家同吃、同住、共同学习、共同娱乐.我们从陌生人变成朋友,在大学阶段,我觉得最大的收获就是参加了许多课外活动和社会实践.这不仅使我的大学生活丰富多彩,而且提高了我的综合素质.

这位童鞋,五篇(⊙o⊙)哦!数清没╮(╯_╰)╭